Upload raw financial and production data. Get a decision-ready deal memo: EBITDA-based valuation, risk flags, and full CIM — structured like the memos you already read.
Proceed to LOI. Negotiate on LO retention provisions.
Upload financials and production data. Get EBITDA multiple-based enterprise value ranges calibrated to current market comps, channel mix, and MSR portfolio — in seconds, not spreadsheets.
LO concentration, geographic exposure, margin compression, and warehouse dependency are flagged before you sign an LOI. Each flag is rated HIGH / MODERATE / LOW with supporting data.
Produces an institutional-grade Confidential Information Memorandum — executive summary, financial analysis, market position, and investment thesis — ready to share with your deal team.
Auto-generated, mortgage-specific diligence items ranked by deal risk — licensing, compliance, servicing, warehouse facilities, and key personnel — so your team knows exactly where to focus.
Evaluate targets faster, filter out weak deals early, and walk into LOI negotiations with a fully structured view of the business.
Run deal flow at scale. Stop rebuilding the same analysis from scratch on every mandate — get repeatable, defensible output from day one.
Screen multiple IMB targets simultaneously. Consistent methodology across every deal means you're comparing apples to apples.
Financial services buyers evaluating IMB acquisitions get structured deal analysis without hiring additional M&A staff or engaging outside advisors for every look.
When three loan officers produce 40%+ of volume, you're buying key-person risk. MergerLens quantifies exactly how much revenue walks out the door if they leave, and models realistic attrition scenarios.
A declining gain-on-sale trend tells a different story than a point-in-time margin. MergerLens tracks 24-month GOS trends against peer benchmarks and flags where the spread is narrowing.
Heavy concentration in one state creates regulatory and cyclical market risk. MergerLens maps origination geography and flags over-exposure to any single market or regulatory jurisdiction.
State-by-state licensing gaps are a deal-killer that surfaces late. MergerLens cross-references production footprint against active licenses so you know the compliance exposure before due diligence begins.
MergerLens is built on real mortgage M&A frameworks — the same analytical structure used by institutional acquirers and M&A advisors. The output follows conventions deal professionals already know and trust.
Upload financials and production data. Get a full deal memo back in minutes.
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